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Versa 3 Google Wallet for Fitbit

I have a Versa 3 and am trying to use the new Google Wallet for Fitbit feature.  My bank is listed as supporting Google Pay (Phone) and Google Wallet for Fitbit (https://www.fitbit.com/global/us/technology/google-apps/banks) I have 4 cards on my Google Pay (phone), 3 of which work with Google Wallet for Fitbit.  I have added the lone credit card successfully my Versa 3, but when I try to add my debit cards, it says it was unable to verify my details and to call my bank.  My bank had no "tokens" for the watch, and reported everything looked fine on their end.  Here's what I've done thus far ("answer" bots pay attention, don't tell me to do what I've already done!)

1. Cleared the Cache

2. Removed card from Google Wallet and re added it

3. Rebooted, disconnected and reconnected to all the wi-fi's and bluetooths- everythings been restarted multiple times. 

Anyone else having this problem, and what did you do?

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