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Fitbit Pay is only available on the Special Edition although is some countries it's available on the standard edition too. Best thing to do is look on the back of the versa and you'll see some (very small) text around the sensors. If it doesn't include "fitbit pay" in that text then you don't have it. See: https://help.fitbit.com/articles/en_US/Help_article/2236/?q=fitbit+pay&l=en_US&fs=Search&pn=1
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